How Much Does It Cost to Insure a Dodge Charger?

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The journey of buying a car doesn’t stop there. That’s the initial investment you make into this often depreciating asset. Besides the cost of the vehicle, the next you have to focus on includes car insurance and fluctuating gas prices.

Buying a Dodge Charger isn’t an exception. So, if you are planning your purchase and wondering about the average insurance cost of a Dodge Charger, you are in the right place.

This article will explore every last piece of information you must remember when buying car insurance for a Dodge Charger.

How Much Do I have to Pay for Insurance for Dodge Charger?

Despite what you think, Dodge Chargers aren’t the most expensive cars to buy. Their market value generally skirts between $10,000 to $30,000, depending on the model and year of purchase.

If you have recently bought one and need clarification about the insurance cost, we recommend setting aside around $2,400 per year.

However, this isn’t a standard number and is subject to change. You might end up paying a lower or higher price for the insurance, depending on the model year, the value of the vehicle, etc. Without question, the newer models involve a higher insurance rate compared to the older ones.

For example, if you own a 2014 Dodge Charger, the average insurance for it is around $2,000 per year, while a 2021 Dodge Charger might end up costing you somewhere close to $2,700 per year.

Is the Dodge Charger Insurance Similar to other Muscle Cars?

Dodge Chargers generally have a higher car insurance premium than the other muscle cars in the market.

If you own a Chevrolet Camaro 2021 model, you might pay around $2,500 per year in car insurance, which is about $200 less than what you’d pay for the 2021 Dodge Charger model.

Although the difference isn’t drastic, there is still quite a margin when we draw the comparison. So, if you don’t want to pay that extra bit for the Dodge Charger, we recommend exploring other car models.

How to Save Money on Dodge Charger Insurance?

Dodge Charger car insurance isn’t the cheapest in the market. So, what can you do to reduce that annual burden on your expenses?

We have sorted out a few tricks that we think would work for you:

  • If possible, bundle and stack the discounts that you can avail on the car insurance
  • Consider getting liability-only car insurance
  • Focus on acquiring as many car insurance quotes as you can before purchasing the car
  • Maintain a good driving record for a better deal

Before purchasing a Dodge Charger and car insurance, these simple tweaks can make all the difference in the world for you.


If you needed clarification about purchasing Dodge Charger insurance, we hope this article gives you all the detailed insight you want. Remember that car insurance premiums are often subjective and vary from person to person. So, research and reach out to as many insurance providers as possible before making the big purchase.

About Andrew

Hey Folks! Myself Andrew Emerson I'm from Houston. I'm a blogger and writer who writes about Technology, Arts & Design, Gadgets, Movies, and Gaming etc. Hope you join me in this journey and make it a lot of fun.

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