How Dispute a Credit Inquiry

“The more, the merrier” saying does not apply to credit inquiries. Whenever you apply for credit, the lender obtains (inquires) a copy of your credit report from one or more of the three major credit bureaus (Equifax, Experian, TransUnion) The inquiry appears on your credit and it influences the calculation of your credit score. The only inquiries that affect your ...

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Security Is Paramount To Credit Union Boards

It often falls on the board of a credit union to make some of the organization’s toughest decisions, including lending approvals, write offs, and leadership reviews. They often make decisions based on sensitive personal information like credit scores and networth, or information on loans in arrears. If that information is somehow leaked, it can spark an investigation from financial regulators ...

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Is your Data Centre Really Secure?

World events over recent years have sparked a new frenzy in network security.  Words like NSA, Heartbleed, Wikileaks and personal email servers are pregnant with meaning about the implied vulnerabilities of our digital communications.  Individuals and organisations alike are much more informed (or even misinformed!) as to the issues surrounding the privacy of personal and corporate communications which has resulted ...

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Don’t Click that Link! Signs That You’re About to Be Phished

Phishing scams have been around for decades and are still used for one simple reason: they work! Scammers use spam emails or messages to entice users into clicking infected links where they share their emails and passwords. That’s all it takes to steal your private information. Believe it or not, almost one-third of employees still fall for phishing emails! Why ...

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The Credit Card Security Chip: Is It a Hassle or Is It Life Saving?

Credit cards with new EMV security chip technology (for “Euromoney, Mastercard, Visa”) were designed to reduce fraud by using a cryptographic key to verify the card’s legitimacy and to generate a one-time code for each transaction. Regrettably, users’experiences with EMV cards have not matched expectations. Many users report that the card is a hassle because transaction processing is too slow. ...

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Motorcycle Safety Tips


There’s no denying that riding a motorcycle is fun. No matter your bike preference or destination, most riders can agree that the excitement is in the journey. However, while enjoying the ride is important, safety is even more so. Keep reading for motorcycle safety tips that will keep you riding in style for years to come. Buy the Best Bike for ...

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Message Security With These 6 Apps

You probably don’t have anything to hide in your text messages, but that doesn’t mean that you want just anyone to be able to snoop into what you send and receive. When you text, message, or chat with your coworkers, friends, and family, you can rely on basic texting, which isn’t secure and which leaves your messages vulnerable, or you ...

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Pokémon Go Players Can Now Take Out Free Accident Insurance

The Pokémon Go craze is here to stay. With many public figures urging consumers to dial back their involvement in the game, one company wants to make sure that nothing gets in the way of your Pokémon journey. The primary issue faced by Pokémon trainers is where they can find these monsters. We’ve seen videos of a crew of hungry ...

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How to Keep Your Phone Safe and Protected When Playing Pokémon Go

Pokémon Go is the hottest new game on the market right now. It has been download over 75 million times and now generates over $3 million in in-app purchases daily. If you haven’t caught the Pokémon Go bug already, now is the best time to start. The game can be very addictive and soon you’ll start going on hunts for ...

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